How FinKind works
Plan the money ahead of you, not every purchase behind you.
FinKind turns current balances, scheduled money, and a protected floor into one explainable answer: what is safe to spend today.
1 · Start with what is true now
Add the accounts and cards that affect the answer.
Enter current balances yourself. A bank connection is not required, and FinKind does not need a transaction history to build the first plan.
- Checking, savings, cash, and credit cards
- Clear card-purchase and card-payment effects
- Balance updates that can be reviewed and undone
2 · Add what is already coming
Schedule paychecks, bills, goals, transfers, and card payments.
Use the dates and amounts you know. Recurring items can repeat weekly, every two weeks, or monthly, and a protected floor keeps chosen money out of safe-to-spend.
- One-time and recurring money moves
- Skipped dates and explicit stop dates
- Protected reserves and savings goals
3 · Understand the answer
See the lowest point before it arrives.
Today leads with one safe-to-spend answer. Forecast shows the same calculation as a chart and an accessible date-by-date table, including the lowest projected cash date.
Test one unexpected expense without changing the base plan. Add it only when you explicitly choose to make it real.
- Rolling 90-day forecast in Free
- Plain-language calculation trail
- One editable, resettable working scenario
Money help, without judgment
See the product with fictional money first.
The Demo stays separate from member accounts and resets whenever you want.